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      <image:title>Blog - How to Take An Effective Mental Health Day&amp;nbsp;</image:title>
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      <image:title>Home - Providing you with insurance education.</image:title>
      <image:caption>We're here to serve you! From education on your property and casualty insurance policies, quotes to ensure rate competitiveness, to managing the entire quote and renewal process, our mission is to simplify your insurance processes.</image:caption>
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      <image:title>About</image:title>
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      <image:title>About - A modern approach</image:title>
      <image:caption>It’s essential for us that our clients get personalized suggestions on who from our team is the best match. Rather than do things the typical way, we’ve created a system designed around our patients’ needs.</image:caption>
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      <image:title>About</image:title>
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      <image:title>About - Transforming mental healthcare</image:title>
      <image:caption>We are a group of doctoral-level psychologists and psychiatrists who provide quality mental health care. As a mental health collective, we assist members by providing therapy, medication management, coaching, and more. We help our clients connect with one of our doctors who can meet their needs and is available online or in-person.</image:caption>
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      <image:title>Team - Agency Owner</image:title>
      <image:caption>Kelly Thornbury Kelly Thornbury is the founder and heart behind Lookout Insurance Agency. Based in Flintstone, Georgia, Kelly brings a rare combination of professional expertise and genuine compassion to everything she does—making her not just an insurance agent, but a trusted advocate for her clients. Family is at the center of Kelly’s life and work. She and her husband, Ryan, are raising their children, Barrett and Wren, with the same values that guide her business: integrity, care, and commitment. The bear and bird in the agency’s logo represent her children and reflect what Lookout Insurance truly is—a family-owned business built to protect what matters most. Kelly began her insurance career in 2009 and became a business owner at just 23 years old. After five years with a captive insurance company, she recognized that true service meant independence. By becoming an independent insurance broker, Kelly gained the ability to shop multiple carriers and customize coverage—ensuring each client receives protection that genuinely fits their life, business, and budget. She specializes in General Liability, Workers’ Compensation, Home, Auto, and Life Insurance, and is especially known for guiding clients through challenging moments with clarity and care. Kelly has a natural gift for helping others navigate uncertainty, particularly during times of crisis, and she approaches every relationship with patience, empathy, and honesty. Outside the office, Kelly enjoys gardening, caring for animals, and giving back to her community. She considers herself a nurturer and a servant at heart, striving to lead by example through kindness and compassion. Whether you’re a long-time client or meeting her for the first time, you’ll find Kelly approachable, attentive, and always willing to help—insurance-related or otherwise. Email — Call Me</image:caption>
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      <image:title>Team - Licensed Agent</image:title>
      <image:caption>Shawna Bradford A proud Cleveland, TN native, Shawna Bradford brings over 15 years of experience as a licensed insurance agent, helping individuals and families protect what matters most. Serving clients across Georgia, Tennessee, and Alabama, Shawna specializes in home and auto coverage—making insurance simple, clear, and stress-free. Known for her approachable style and genuine care, Shawna is passionate about educating clients and building long-term relationships rooted in trust. When she’s not helping others plan for the future, she enjoys traveling with her husband, Bert, and giving back to her community. Email — Call Me</image:caption>
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      <image:title>Team - Licensed Agent</image:title>
      <image:caption>Misty Clark A native of Northwest Georgia and a proud mother of five, Misty Clark brings over 20 years of insurance experience and serves as a key leader within our agency. As our Customer Service Team Lead, she plays an essential role in ensuring clients receive attentive, knowledgeable, and dependable support at every touchpoint. Misty specializes in auto, homeowner’s, commercial, and health insurance, and is known for her ability to match each customer’s unique needs with the right coverage at the right price. Outside the office, she enjoys photography and crafting, bringing the same creativity and care to her work with clients. Email — Call Me</image:caption>
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      <image:title>Team - Licensed Agent</image:title>
      <image:caption>Brad Lewis Brad Lewis brings a rare blend of heart and expertise, with over 35 years of experience serving in the nonprofit world and more than a decade in the insurance industry. His background has shaped a people-first approach rooted in understanding needs and delivering meaningful solutions with care and clarity. Specializing in auto, home, life, and medicare insurance, Brad is passionate about helping families plan for the future, prepare for the unexpected, and protect what matters most today. Beyond the agency, he also leads a nonprofit organization focused on making a difference—learn more at 2wells.org. Email — Call Me</image:caption>
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      <image:title>Team - Looking for your next career move?</image:title>
      <image:caption>Join Our Team! Join a quality driven and fast growing operation with Premier Group Insurance. Based in Georgia, we are one of the largest and fastest growing insurance groups in the country. Compensation and Benefits are highly competitive and commensurate with experience.</image:caption>
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    <lastmod>2025-12-19</lastmod>
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      <image:title>Services - Auto &amp; Motorcycle Insurance</image:title>
      <image:caption>You have options… Many people think auto insurance is just something they are required to have by law and something they will likely never use. Auto insurance is a product you buy but hope you never have to use. It is not a maintenance plan or a new car replacement tool. Auto insurance can not only protect your car but also your wallet. In the litigious society we live in a simple fender bender could turn into a lawsuit. Having a solid auto insurance policy can prevent that from happening.</image:caption>
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      <image:title>Services - Home &amp; Renters Coverage</image:title>
      <image:caption>Live securely… Home insurance, also commonly called hazard insurance, fire insurance, or homeowner's insurance. This is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use, or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.</image:caption>
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      <image:title>Services - Business &amp; Commercial Insurance</image:title>
      <image:caption>Protect your investment… Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. Business Insurance is a broad name for different coverages available to the business owner to protect against losses and to insure the continuing operation of the business.</image:caption>
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      <image:title>Services - Life Insurance</image:title>
      <image:caption>Many types, simple choices… Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage. In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time. Which type is best for you? That depends on your unique circumstances and financial goals. But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.</image:caption>
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      <image:title>Services - Health and Medicare Insurance</image:title>
      <image:caption>Your health is important… Whether you need Marketplace coverage, private Health Insurance, or Medicare Supplement protection, our specialists are ready to help you wade through the sometimes-confusing world of health insurance options. Schedule a meeting with us to find the right plan for your needs and budget.</image:caption>
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      <image:title>Services - Umbrella &amp; Other Types</image:title>
      <image:caption>Nothing falls through the cracks… Need an umbrella policy? Need coverage for a diamond ring? Have questions about insuring something else? At Lookout Insurance, we are here to make this processes quick, simple, and smooth. Let us be the trusted advisor you need and trust!</image:caption>
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      <image:title>Services - Mortgage Loans</image:title>
      <image:caption>We strive to be a full-service agency… We know that a new home purchase can be daunting. That’s why we seek to make the process of securing a loan as easy as possible. We partner with MortgageRight Chattanooga, and our agency owner Kelly Thornbury (NMLS: 2257112) will walk with you through the process. Conventional Mortgage Loans, FHA, USDA, VA, Jumbo, and Reverse Mortgage Loans are our specialty. Applying is easy! Simply click on the button below, follow the prompts, and your new home is on its way to becoming a reality.</image:caption>
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